Lowest Mortgage Rates in Greenville: November 2011

Falling home values throughout the U.S., as well as here in Greenville, are making right now a good time to purchase a home at an affordable price. Notwithstanding, the price of the property isn’t the only number you should consider. Greenville mortgage rates will also have a big impact on the total price you pay for your new home.

If you’re considering buying, be sure you take the time to get the lowest possible mortgage rate first. We’ve detailed the local Greenville financial institutions with the very best interest rates on home loans in November. Find out if there’s a great deal near you.

Current Best Mortgage Rates in Greenville, SC

Different mortgage types are going to offer different mortgage rates, but no matter what type of loan you choose, there’s bound to be a great deal in Greenville. Below are the lowest mortgage rates offered by local Greenville lenders today for a variety of home loan types.

Best 15-Year Fixed Mortgage Rates in Greenville

• Wachovia Bank, National Association: 3%
• • Orig. Fees: 1%
  • Points: 0.88


• First Citizens Bank & Trust Company, Inc: 3.25%
• • Orig. Fees: 1%
  • Points: 0


• Bank of America, National Association: 3.25%
• • No Orig. Fees
  • Points: 1.13

Lowest 30-Year Fixed Mortgage Rates in Greenville

• First Citizens Bank & Trust Company, Inc: 4%
• • Orig. Fees: 1%
  • Points: 0


• Bank of America, National Association: 4.13%
• • No Orig. Fees
  • Points: 1.13


• Branch Banking & Trust Company: 4.13%
• • No Orig. Fees
  • Points: 0

Top 3/1 ARM Greenville Mortgage Rates

• Wachovia Bank, National Association: 3.13%
• • Orig. Fees: 1%
  • Points: 0
  • Caps: 2% per Adjustment Period


• Branch Banking & Trust Company: 3.25%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• SunTrust Bank: 3.63%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period

Best Mortgage Rates in Greenville for a 5/1 ARM

• Wachovia Bank, National Association: 2.25%
• • Orig. Fees: 1%
  • Points: 0.88
  • Caps: 2% per Adjustment Period


• First Citizens Bank & Trust Company, Inc: 2.63%
• • Orig. Fees: 1%
  • Points: 0
  • Caps: 2% per Adjustment Period


• Bank of America, National Association: 2.63%
• • No Orig. Fees
  • Points: 1.13
  • Caps: 2% per Adjustment Period

Be sure you confirm these rates with the lender before you apply. Mortgage rates are accurate as of 11/01/11, but could change at any time. Further, you may be subject to additional requirements or credit approval in order to obtain the lowest advertised Greenville mortgage rate.